Most financial strategies were built for W-2 employeMost financial strategies were built for W-2 employees with small paychecks and capped accounts. As an entrepreneur, your income and ambition deserve a system designed for you. The first step? Knowing your FIN — your Financial Independence Number. This is the amount of money you need to secure freedom for yourself, your business, and your family.
Find My F.I.N.
Use at any time: With regular retirement programs, you typically have to wait until you reach age 59 ½ before you can start taking money out penalty-free. With an IUL, there is no age requirement.
Death benefit: A tax-free death benefit is distributed to your beneficiaries, which means it won’t face income or death taxes.
Loan availability: Depending on your policy and available cash, you can borrow money from your IUL without facing penalties, taxes or a credit check. You also do not have to pay back the money you take out.